Report from a Credit research group shows that the Texas consumers have an average credit score that is 26 points lower than the national average credit score. Texas average credit score for six month period that ended in July, 2007 was 666 compared to 692 the national average.
Approximately 27 percent of people find their credit score decreasing during the study period with less than 1 percent finding their credit score down by more than 100 points. 41 percent of consumers were able to maintain their existing credit score and 33 percent of consumers were able to increase their credit score.
3 out of every 10 US customers were able to increase their credit score by 50 points in the six month period as indicated by Experian National Score Index. 33 percent of consumers improve their credit score by 50 points in the States of North Dakota, South Dakota, and Vermont.